Senior product leader with 15+ years shipping payments and commerce systems from the ground up. Ex–American Express, World Fuel Services, Silicon Valley Bank. Today at 7-Eleven. Co-building Kommerce Hub — $2M raised, $1B+ in invoices processed. Serial entrepreneur with restaurant and grocery ventures across Texas and Florida.
I'm a strong, innovative, analytical, customer-focused and people-centric leader with 15+ years building and delivering digital products in some of the most demanding corners of enterprise technology — AP automation, B2B payments, cross-border FX, retail commerce, credit, prepaid, and merchant processing.
Over my career, I've taken platforms from zero to scale at American Express (a B2B platform that moved $2 billion+), led enterprise agile transformations at World Fuel Services, modernized the Payments Hub at Silicon Valley Bank through SWIFT and ISO 20022, and today lead product for 7-Eleven's PAPI payments platform. Along the way, I'm also co-building Kommerce Hub — an AI-powered B2B ERP platform for wholesalers and distributors — and investing in restaurant and grocery operators across Texas and Florida.
I'm the go-to person for leadership team building, agile coaching, and creating high-performing teams. What's changed in the last two years: the way I build. I think AI-first now — and I vibe-code to stay close to the craft.
15 years deep across the payments stack — B2B, cards, ACH, cross-border FX, real-time rails, SWIFT, ISO 20022, merchant processing, and forecourt POS. Fiserv, Worldpay, Global Payments, HPS, InComm, FIS, BottomLine.
I architect products AI-first — where agents, automation, and models shape the workflow from the start. AI-assisted CRM, operations agents, AI-native bookkeeping. AI as infrastructure, not a feature.
I don't wait for engineering to prototype. I vibe-code working demos, ship POCs, and stay close to the product. This site was built in a vibe-coding session.
I started at Jawaharlal Nehru Technological University in Hyderabad, India — electronics and communication engineering, the kind of program that teaches you how things work down to the signal. I came to the US for my MBA in Leadership at Grand Canyon University because I knew early I wanted to build — not just code, not just manage, but take responsibility for products end to end.
American Express gave me that space for eight years. I came in as a technical project manager on prepaid and gift card, and left having helped build the B2B payments platform from the ground up — the kind of program that contributes $2 billion to a new line of business and changes how a 170-year-old company thinks about vendor payments. I worked on Target RED Card. Serve. Global Travel Card across Brazil, Mexico, JAPA, and corporate. Direct Deposit. FISERV bill pay. PLAID-integrated ACH enablement. I learned the craft of payments at enterprise scale.
After Amex I went to World Fuel Services in Miami to run portfolio delivery across Payments, Marine, and Aviation — and to run the enterprise agile transformation at the same time. Oil and gas, e-commerce for business aviation, SAP and Oracle ERP integrations across the full fuel supply chain. Then to Silicon Valley Bank as Agile Portfolio Leader on the Payments Hub, leading SWIFT for Corporates, Real-Time Payments, and Push-to-Card through ISO 20022 and the cloud migration that modernized the whole platform.
Today I'm in Tampa leading product for 7-Eleven's PAPI payments platform — merchant processor integrations, the InComm OTC launch, Fiserv and Worldpay certifications, and payment orchestration across forecourt and in-store with Gilbarco and Wayne hardware. Alongside, I'm co-building Kommerce Hub — a B2B ERP and commerce platform that takes everything I've learned about payments, supply chain, and operations and points it at an industry the big platforms have long underserved.
On the side, I'm a serial entrepreneur. I've invested in and partnered on restaurants and grocery stores across Texas and Florida, and I run Captain Cody's Fishing Charters out of Tampa Bay — because there's no substitute for being on the operator side of the businesses you build product for. When I'm not working, I'm on the water. Florida life is fishing, family, food, cricket, and treating the Gulf like a second office.
From prepaid and gift card to cross-border B2B FX, real-time rails at a major US bank, and merchant processing at national retail scale.
Product leadership for the PAPI payments platform. Merchant processor integrations (Valero, ExxonMobil via Fiserv). InComm OTC launch. Payment orchestration across forecourt and in-store with Gilbarco and Wayne hardware. Certifications across HPS, Fiserv, Worldpay, Global Payments.
Co-building an AI-powered B2B ERP and commerce platform for wholesalers and distributors. $2M raised, $1B+ in invoices processed. 1st Prize winner at IT Serve America's Pitch 2 Rich. Shipped modules: Mobile Sales & Commerce apps, drag-and-drop E-commerce Builder (Shopify-like for SMBs), AI Chatbot Business Assistants, ground-up Accounting Module, Inventory/POS/Driver app, and external integrations with Shopify, WooCommerce, BigCommerce, and Plaid. In-flight: Delivery & Fleet Management, AI-powered Lead Gen CRM, Customer 360.
Led the Payments Hub through ISO 20022 compliance, cloud migration, GitLab migration, and broader technology modernization across SWIFT for Corporates, Real-Time Payments, and Push-to-Card. Partners: FIS Global, SWIFT, GTEX, BottomLine. Managed budget, capacity, and SOWs across onsite and offshore teams.
Implemented Spotify Agile at enterprise scale. Delivered trip-planning, e-commerce purchasing, and payment portals (integrated with ClearPay) for business aviation. Led cloud, DB modernization, Salesforce integration, AWS, and Box. Deep SAP/Oracle ERP work across the fuel supply-chain lifecycle — quoting, tendering, pricing, billing, invoicing, delivery reconciliation.
Built a B2B payments platform from zero — a new line of business integrating Bill.com, Intacct, SAP Ariba, Sage, and TradeShift. Contributed to $2B+ in domestic and cross-border FX volume. Led PI planning, trained PMO on SAFe, defined API strategy, shipped PLAID-integrated ACH enablement and microservices architecture.
Program leadership across Amex Target RED Card, Serve, Global Travel Card (Brazil, Mexico, JAPA, Corporate), Global Prepaid ACH & Direct Deposit, and EG Bill Pay (FISERV-integrated). Expert in FIS core banking — ACH, bill pay, and cross-selling banking & lending products. Prepaid product setup for Magnetic and EMV.
Highlights of the products I've taken from zero to production — and the ones I'm building now.
A new line of business for American Express: a B2B payments platform built from zero, integrating with Bill.com, SAP Ariba, Intacct, Sage, and TradeShift. Supports Check, ACH, tokenized card, and cross-border FX. Contributed to $2B+ in domestic and FX volume, trained PMO on SAFe, defined the API strategy, and shipped microservices architecture on par with fintech standards.
Product leadership for 7-Eleven's PAPI platform — processor integrations (Valero, ExxonMobil via Fiserv), the InComm OTC launch, and payment orchestration across forecourt and in-store with Gilbarco and Wayne hardware.
Led the Payments Hub portfolio at SVB through ISO 20022 compliance, cloud migration, and broader modernization across SWIFT for Corporates, Real-Time Payments, and Push-to-Card with FIS, SWIFT, and BottomLine.
Program leadership across Amex Target RED Card, Serve, Global Travel Card (Brazil, Mexico, JAPA, Corporate), and Global Prepaid ACH & Direct Deposit. Core banking on FIS platform.
Trip-planning and e-commerce for business aviation, integrated with ClearPay. SAP and Oracle ERP work across quoting, tendering, pricing, billing, invoicing, and delivery reconciliation.
An all-in-one, AI-powered ERP + commerce platform for wholesalers and distributors. Replacing the half-dozen disconnected tools SMBs stitch together today — accounting, CRM, storefront, POS, inventory, fulfillment, payments — with one integrated system.
Kommerce Hub has raised $2M in funding and processed over $1 billion in invoices to date. 1st Prize winner at Pitch 2 Rich (IT Serve America). I'm co-building the product — including vibe-coding several of the newer modules myself — while the team scales to more B2B customers across the US.
Visit khub.biz →Native Sales and Commerce mobile apps for sales teams and customers on the go.
A Shopify-style drag-and-drop portal builder, so SMBs can spin up their own e-commerce site on KHUB.
Business Assistant chatbots for customer support, lead qualification, and operational Q&A inside the platform.
A full accounting module built from the ground up — P&L, GL, invoicing, AR/AP, natively integrated with commerce data.
Warehouse management, retail POS, driver delivery app, and push-notification fulfillment workflows.
Shopify, WooCommerce, BigCommerce, and Plaid integrations — so KHUB plays nicely with what customers already use.
End-to-end fleet dispatch, route optimization, driver tracking, and delivery orchestration for B2B distributors.
Pre-sales CRM with AI lead generation engine — purpose-built for SMBs that don't have enterprise sales ops.
Unified post-sales customer view — combining orders, invoices, payments, support, and communication history into a single record.
Fifteen years of hands-on work across rails, processors, and product. Here's where the muscle is.
I've been a builder long before it became a product title. Outside of payments and product, I invest in and partner on independent businesses to stay close to the operator reality.
Hands-on investor and partner in restaurant ventures. Close to POS, delivery partner integrations, kiosk and QR ordering, and the day-to-day of multi-location hospitality.
Partnered on and invested in grocery operations — inventory, fulfillment, supply chain, and the tight-margin reality of food retail.
Owner-operator of a Gulf Coast fishing charter business — booking, fleet, crew, and customer experience. Where Florida life meets running a real small business on the water.
Co-building the AI-powered B2B ERP platform for wholesalers and distributors. See the full breakdown →
The topics I can go deep on — whether you're a founder, operator, recruiter, investor, or just a friend.
Tampa Bay, the Gulf, and any excuse to be on the water. Fishing is how I reset — no laptop, no agenda, just tide and time.
Founders, operators, recruiters, investors, and anyone building in payments, commerce, or AI-native software. I'm easy to reach.